Frank J. Buchholz, a retired senior vice president and financial advisor with over 40 years of experience, is known for his compassionate, user-friendly approach to investing. During his career at Merrill Lynch, he earned prestigious accolades like the Directors Circle and Circle of Excellence. Frank holds a bachelor's degree in business administration from California State University and resides in Huntington Beach, California. Frank is a passionate advocate for financial literacy and helping others achieve lasting financial independence.