Stephen Ashurst is a professional technology consultant helping private banks, wealth managers, financial advisers and Governments (UK and Bangladesh) analyze, articulate and deliver complex technology and service propositions. Stephen holds an undergraduate degree in Philosophy, Politics and Economics (PPE) with Mathematics, a Diploma in Law and attended the post-graduate Bar Practitioner’s Course. He is a co-author of Blockchain Applied: Practical Technology and Use Cases of Enterprise Blockchain for the Real World published by Routledge/Productivity Press 2021 and a contributor to AI and the Law published by Edward Elgar 2022. Kevin Wooldridge has worked in the financial technology industry for over thirty years, helping to deliver financial market infrastructure projects and drive global standardization initiatives. Kevin has a BSc in Physics with Astrophysics