Mobile Payments, Consumer Policy, and the Law

A Comparative Analysis

Nwanneka Ezechukwu

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Paperback

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English

Routledge
08 October 2024

Systems of law; Law & society; Commercial law; Banking law; IT & Communications law

Series: Routledge Research in Finance and Banking Law

Mobile technology offers an innovative and cost-effective channel for delivering a range of financial services, including mobile payments. In some jurisdictions, mobile payments simply provide a convenient option for facilitating payment transactions. In other jurisdictions, mobile payments are viewed as potentially transformative because they present an opportunity to expand access to financial services. However, as with other innovations, mobile payments raise consumer protection concerns and require robust regulatory mechanisms to address such concerns. Against this backdrop, the book adopts a typology of consumer policy tools which can be used to address the identified consumer concerns. This typology guides the enquiry into the existing consumer protection frameworks applying to mobile payments in selected jurisdictions (Canada, Kenya, and the United Kingdom). The main objective of this endeavour is to identify best practices that national authorities seeking to leverage mobile payments and similar innovations can emulate.

This book will be of interest to policymakers, regulators, industry stakeholders, students, and scholars interested in the regulation of innovative financial services, particularly from a consumer protection perspective.

By: Nwanneka Ezechukwu
Imprint: Routledge
Country of Publication: United Kingdom
Dimensions: Height: 234mm, Width: 156mm,
Weight: 548g
ISBN: 9781032454450
ISBN 10: 1032454458
Series: Routledge Research in Finance and Banking Law
Pages: 280
Publication Date: 08 October 2024
Audience: College/higher education , Professional and scholarly , Primary , Undergraduate
Format: Paperback
Publisher's Status: Active

Nwanneka V Ezechukwu is a lecturer at the School of Law, University of Sheffield, UK.