Zhong Xu is the Deputy Secretary General of National Association of Financial Market Institutional Investors (NAFMII), China. Chuanwei Zou is the chief economist of Wanxiang Blockchain. He specialises in Fintech, banking, and financial regulation. He was the winner of the 1st Sun Yefang Prize for Financial Innovation (China’s top prize for economists) in 2015 for his research on Fintech.