Dignity Not Debt

An Abolitionist Approach to Economic Justice

Chrystin Ondersma

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Hardback

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English

University of California Press
31 May 2024

Labour economics; Bankruptcy & insolvency

An earth-shaking reimagining of household debt that opens up a new path to financial security for all Americans.

American households have a debt problem. The problem is not, as often claimed, that Americans recklessly take on too much debt. The problem is that US debt policies have no basis in reality. Weaving together the histories and trends of US debt policy with her own family story, Chrystin Ondersma debunks the myths that have long governed debt policy, like the belief that debt leads to prosperity or the claim that bad debt is the result of bad choices, both of which nest in the overarching myth of a free market unhindered by government interference and accessible to all.

In place of these stale narratives, Ondersma offers a compelling, flexible, and reality-based taxonomy rooted in the internationally recognized principle of human dignity. Ondersma's new categories of debt—grounded in abolitionist principles—revolutionize how policymakers are able to think about debt, which will in turn revolutionize the American debt landscape itself.

By: Chrystin Ondersma
Imprint: University of California Press
Country of Publication: United States
Dimensions: Height: 229mm, Width: 152mm, Spine: 28mm
Weight: 544g
ISBN: 9780520391475
ISBN 10: 0520391470
Pages: 280
Publication Date: 31 May 2024
Audience: Professional and scholarly , Undergraduate
Format: Hardback
Publisher's Status: Active

Acknowledgments Introduction: A Family in Debt PART ONE: THE WORLD OF HOUSEHOLD DEBT 1. The Truth about Household Debt 2. Debt and Injustice PART TWO: DISMANTLING DEBT 3. The Household Debt Myths 4. The Myth of the Free Market 5. The Myth That Credit Leads to Prosperity and Equality 6. The Myth of the Strategic Debtor PART THREE: HOW DO WE MAKE THIS RIGHT? 7. A New Guiding Principle: Human Dignity 8. Human Dignity and a New Debt Taxonomy 9. A Reimagined Household Economy Notes Bibliography Index

Chrystin Ondersma is a law professor at Rutgers Law School and an internationally recognized expert in bankruptcy and household debt. Her scholarship has been featured in numerous publications, podcasts, news articles, and conferences.