Closing The Gap In Homeownership: Re-writing the Rules Against Mortgage Discrimination

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Anna Desimone

Closing The Gap In Homeownership

Re-writing the Rules Against Mortgage Discrimination

Anna Desimone

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Paperback

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QTY:

English

Amazon Book Publishing
04 June 2024

Finance; Insurance & actuarial studies; Business studies: general

Summary
Details

Closing the Gap to Homeownership lights the way for homebuyers to step beyond bias and reach toward equitable homeownership. The book is a valuable resource for fair housing advocates, homebuyer counselors, educators, realtors, and mortgage lenders. Readers will learn about modern-day redlining, digital redlining, reverse redlining, and what's being done to protect consumers by enforcement agencies and the U.S. Department of Justice.

Packed with statistics and eye-opening fact, readers will learn about racial disparities in home affordability, multicultural population and homeownership trends. Tables for every U.S. state list homeownership rates and mortgage denials by race and ethnicity. Other state tables list home appreciation rates, appraisal valuations, and expanded state legislation to protect consumers based on income, ancestry, and LGBTQ+ status.

Innovative mortgage programs are explained for noncitizens, self-employed borrowers, flexible credit, and streamlined documentation, along with qualifying steps and worksheets. National resources are included for affordable mortgages, down payment assistance, and housing partnership agencies.

Self-advocate your way to your new home! This book empowers people to speak up, how to ask the right questions, and how to get the right answers. Included are federal provisions of the Qualified Mortgage Rule, Fair Housing Act, and Equal Credit Opportunity Act.

By: Anna Desimone
Imprint: Amazon Book Publishing
Dimensions: Height: 229mm, Width: 152mm, Spine: 9mm
Weight: 240g
ISBN: 9798990555877
Pages: 174
Publication Date: 04 June 2024
Audience: General/trade , ELT Advanced
Format: Paperback
Publisher's Status: Active