Digital Money Demystified

This book is a must-read for every woman of color looking to amplify her voice, bolster her power, and break free from financial constraints. Dive in, and let's continue to secure our seat at every table, especially the financial one! — Minda Harts, bestselling author of The Memo, Right Within, and You Are More Than Magic As CEO of the Blockchain Association, representing more than 100 of the top blockchain investors, companies, and projects, I've dedicated my career to creating a pro-innovation policy framework for the crypto economy. It's crucial for any burgeoning industry, especially one as revolutionary as crypto, to have educational materials that not only inform but inspire. Digital Money Demystified masterfully achieves this. At the heart of our advocacy is education, and this book perfectly mirrors our mission, demystifying complex concepts and empowering readers to embrace the financial future. — Kristin Smith, CEO of Blockchain Association Professor Evans is an international expert who breaks down the technical, consumer, and legal issues related to crypto in an entertaining and simple way. This book’s practical approach and focus on economic empowerment addresses the myths we see about digital money and explains why they are just myths. With easy-to read explanations grounded in thorough research, Evans offers valuable insights for anyone wondering how digital money will change the world. — Michele Neitz, University of San Francisco School of Law professor, founder, and academic director of the Blockchain Law for Social Good Center Professor Evans is an unparalleled authority in digital asset law and finance. Her background in stewarding foundational cryptocurrency implementation, designing blockchain curricula for prominent law schools, and advocating for inclusive digital asset legislation all culminate in Digital Money Demystified. It’s a masterful, yet uniquely accessible cryptocurrency decoder. Systematically debunking FUD (fear, uncertainty, and doubt), this book is replete with timely, pragmatic, and actionable insights for business leaders, investors, academics, and legislators. Get it, keep it, and leverage it into the future. — JoAnn Holmes, Esq., intellectual property and digital assets attorney, owner of Holmes@Law Professor Evans brings in Digital Money Demystified the clarity of a gifted teacher who makes a complicated topic accessible to all. She acknowledges the criticisms of cryptocurrencies one by one and then methodically dismantles the myths at the core of most of them. It is no accident that she developed the world’s first online certificate program in blockchain technology offered by a law school, as her technology and intellectual property law background positioned her to be an early expert in the law that governs use of open-source cryptocurrency protocols. Along with her Congressional testimony, it will help policymakers in Washington, D.C. recognize that they should let this technology develop in a lawful way. — Caitlin Long, Founder and CEO of Custodia Bank Global adoption of crypto is not an “if” but rather a “when.” Unfortunately, there is a lot of misinformation, and misleading halftruths are being circulated about crypto—which is why it is more important than ever for well-researched books like Digital Money Demystified to be published and widely shared. This book is an excellent primer for someone who is crypto curious but still has reservations. Professor Tonya Evans separates fact from fiction and removes the FUD (fear, uncertainty, and doubt) as she unpacks the most common crypto myths. — Keiko Yoshino, founder and executive director, Puerto Rican Blockchain Trade Association In Digital Money Demystified, Professor Tonya Evans, illuminates the importance of blockchain, crypto, and the emergence of digital currencies in an accessible, fact-based and enduring manner. Cutting through all the hype and anchored on direct and up front myth-busting, Digital Money Demystified, navigates the reader through often common and always critical refrains where the role of crypto and blockchains are often dismissed as harmful technologies with no real world value. The entire book is like having Professor Evans on speed dial, which like her brilliance, will age well. —Dante Disparte, Chief Strategy Officer and Head of Global Policy for Circle I’ve spent the last eight years working on Blockchain related technologies, and I’ve never been more bullish about the technology. Unfortunately, whether it has been my time selling to enterprises as a startup entrepreneur or leading blockchain efforts at a Fortune 500 company, I constantly faced a deep skepticism at every turn. People don't trust what they don't understand. That's why I'm excited about Digital Money Demystified. Professor Evans captures the critical reasons why blockchain provides superior sustainable value to financial transactions and value exchange that will change the world. — Sandy Khaund, founder and CEO of Credenza This book is a guiding light in the often-misunderstood realm of digital finance, illuminating the pathway towards financial inclusion and empowerment for Black and brown investors and others systemically marginalized in traditional finance. Professor Evans breaks down the complexities of cryptocurrencies and blockchain technology into easily understandable concepts, making this transformative technology accessible to all. — Cleve Mesidor, executive director of the Blockchain Foundation and Forbes contributor