Zero Down Your Debt

A budget isn t a bad thing it s your ticket to the debt-free life and, maybe, your ticket into a lifestyle that YOU choose. That s how Holly Porter Johnson and her husband were able to pay off $50,000 worth of debt, leave jobs that were physically and emotionally exhausting, and create a new life: self-employed, debt-free and able to spend more time with their children. Not everyone wants to be his own boss, but how many people would give anything just to be able to control their cash? Whether you re living paycheck to paycheck or merely wondering where your money goes each month, Zero Down Your Debt provides a step-by-step plan on taking back the reins. What indebted people DON T need is an ivory-tower economist wagging a judgmental finger. What they DO need is someone like Johnson, who writes from a place of understanding. She uses their own experience (working brutally long hours, overspending, running up debts, not saving for emergencies) to illustrate how she and her husband changed their money habits and, ultimately, their lives. If you ve always been afraid of budgets, Zero Down Your Debt will give you a new way of looking at money management. As the author says, A zero-sum budget is the key to getting what you want out of life. Quite literally, the book gives consumers the tools to change their lives. -Donna Freedman, personal finance writer and author of Your Playbook For Tough Times: Living Large On Small Change, For The Short Term Or The Long Haul